November 10, 2022

4 Mistakes People Make When Moving To The City


4 Mistakes People Make When Moving To The City
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Moving to a big city for the first time can be such an incredible moment in your life. There are so many things to be excited about including greater opportunities for growth in both your professional and personal life, endless options when looking for entertainment during the day or night as well as a unique chance to discover who you are and what you want out of life. Of course, you also might be a bit worried and not sure what to expect when you reach your destination so a few tips might help you acclimate and readjust to your new city. 

1. Do Your Research

Regardless of if you have lived in the city before, it’s a good idea to research the new city you’ll be moving to. If you know someone who has lived or currently lives in that city, then contact them and request any important information that will give you a better advantage. Research the housing options to find a place you like and can afford. Another idea would be to look into employment options in case you are moving and do not have a job lined up. Also, get familiar with any regulations or local laws such as if you are bringing a car and looking into parking on the street or in a garage. Last, be sure to look at the weather so you know what clothes you need to pack.

2. Find A Job

If you are moving to the city because of a job, that is wonderful because it is one less thing you have to worry about. However, many high school or college graduates move to the city to find a better job so it’s essential to start looking right away. Update your resume and mentally prepare for a tough fit. In big cities, it’s normal to have hundreds of applicants for one single job listing. Do not become discouraged by the competition and visit career fairs, look into free services or professional recommendations to make your resume stand out from the rest of the group.

3. Budget Wisely

You’ll soon learn that it can be very challenging to move to a big city than to live in a small town. Costs of living are hired with food, transportation, services, housing, and utilities. Even look into perhaps getting a car to help avoid taking taxis or uber everywhere. As a result, the higher cost of living will require much tighter control over what you spend your money on because you want to be able to stretch it as far as possible. Cities give you a chance to shop smarter with several deals, freebies, discount coupons, and more! Look into public parks, free concerts on admission-free days at your favorite museums too.

Image: Big T Moving and Delivery

4. Hiring Movers to Assist You

It might seem simple to move to the city and you might think it’s saving you money but this could be more difficult than you realize. Hiring a moving company to help you move your possessions not only allows you to focus on other important items but also gives you peace of mind to get everything done. A popular company called Big T Moving And Delivery. Since 2006 their outstanding service had led them to group as one of Atlanta's best professional movers. They can perform the duties of a local and long-distance moving company to the best of their ability. Moving to any new place, whether it be in Georgia or another state, can be stressful and experi3ence. All kinds of things could worry you about such a major change. They take all the uncertainty out of the equation for you. Be sure to give these movers in John’s Creek the ones to help you!

Hopefully, these mistakes can help you look into what you don’t want to do when you move
from the city. Be sure to go out and meet new people, talk to your neighbors and enjoy the time you have exploring your new concrete jungle.

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Paying Real Property Tax in the Philippines

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It is barely two months to go before we leave the year 2022. Every first month of the year is allotted for paying yearly taxes to the local government. Business permits, professional taxes, and real estate property tax to name a few.

Last year, was the first time I paid for the real property tax of our house since it was transferred to our name in 2019. That was 3 years to pay.
 
I was shocked when I saw the total amount of more than PhP 8000. When I checked the details, penalties make the total amount to be paid at that much cost. The penalty imposed was made monthly.
 
Here are some ideas regarding Real Property Tax in the Philippines. (Disclaimer: I am not an expert on real property matters.)
 
Definition
Real property tax or RPT is one way to add income to the local government. The owners of the property are responsible and accountable when it speaks with RPT. This applies to residential, agricultural, and commercial properties. The provision regarding RPT is stated in the Republic Act No. 7160 or Local Government Code II.
 
Calculation
Under Section 233 of RA 7160, the tax depends on the location and the assessed value of the property. For those located in Metro Manila, the tax will be calculated as 2% of the assessed value; for provincial locations, only 1% shall be implemented.
 
The LGU may also impose an additional tax for the Special Education Fund to be used in the local school’s budget. The rate is fixed at a value of 1% of the assessed value of the property.
 
Schedule of Payment
The RPT is shall be paid on or before January 31. For large amounts, a quarterly payment can be an option. March 31, June 30, September 30, and December 31 are the schedules for the first, second, third, and fourth quarters, respectively.
 
Penalties
Unpaid properties will incur an accrued interest rate of 2%. If you fail to pay for three years, the total amount may increase to about 72% just like what happened to us.
 
Based on our experience, paying the RPT on or before the due date will avoid penalties. 
Remember that owning a property does not end after paying the total value. It was coined with the accountability to the Local Government. 
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